Instant Coverage.
Automated Compliance.
CargoLabs lets you quote, bind, and stay compliant in minutes — self-service truck insurance with instant certificates, built for modern logistics.
No paper applications. No waiting on underwriters. Available 24/7.
How it works
Coverage in three simple steps
From quote to certificate in minutes, not days.
Quote
Enter your trip and equipment details to get an accurate price in seconds — no paper applications.
Bind
Purchase exactly the coverage you need, per load or per day, without waiting on an underwriter.
Get Certified
Receive a compliant certificate instantly, ready to share with brokers, shippers and rental companies.
Why CargoLabs
The fastest way to stay covered and compliant
Higher-paying loads, instant compliance on-demand — without the paperwork.
Instant, self-service coverage
Bind up to $1MM in limits on the spot so you can bid on higher-paying freight with confidence.
Automated compliance
Certificates, endorsements and limits are generated digitally and stay audit-ready.
Pay only per load
Skip expensive annual policies and minimum premiums — pay for the trips that actually need it.
Available 24/7
Trucking runs around the clock, and so do we. Buy coverage nights, weekends and holidays.
Certificates in seconds
Proof of insurance is emailed instantly the moment a policy binds — no banker's hours.
One platform, every role
Carriers, brokers, agencies, MGAs and underwriters all work from a single connected system.
Our products
Built around your role in the supply chain
Select your role to see the coverage and value CargoLabs delivers for you.
Products
Problem
- For example, textile shipments are barely profitable at $2.00 per mile...while Electronics shipments are very profitable, paying over $3.68 per mile
- Soaring insurance premiums are eroding carrier profit margins.
- Single-trip insurance coverage is virtually impossible to obtain, limiting flexibility for carriers.
Current Approach
- Most carriers carry $100,000 to keep costs down.
- They look for freight to match their limits( along with everyone else)
- Asking underwriter for a trip-charge can take 3 to 5 days and the minimum premium is too much anyway
Our Solution
- Send Broker our “Bid-specs” located on this landing page
- Buy up to $1MM limit on the spot for each trip.
- Pay only for the insurance you need for the higher paying loads
See it in action
Learn more about our product
Quote & Bind Coverage.
Instantly.
Instant proof of coverage
Your certificate, the moment you purchase
No follow-up calls, no waiting for business hours. Your compliant certificate is generated and delivered instantly — ready to send to brokers, shippers and lien holders.
Ready to move higher-paying freight?
Quote, bind and stay compliant in minutes. No paper applications, no waiting on underwriters.